The US Dollar maintains distinct relationships with the currencies of three major Middle Eastern economies—Egypt, Saudi Arabia, and the United Arab Emirates. Understanding current exchange rates, historical trends, and conversion factors proves essential for international travelers, business professionals, and individuals conducting financial transactions across these nations. As of November 19, 2025, the dollar demonstrates varied dynamics across these markets, reflecting different monetary policies and economic fundamentals.
Current USD Exchange Rates (November 19, 2025)
USD to Egyptian Pound (EGP)
Official Rate: 1 USD = 47.12-47.22 EGP (Central Bank of Egypt)
Market Rate: 1 USD = 47.05-47.41 EGP (recent range)
Current Trading: 1 USD ≈ 47.19 EGP (November 18, 2025)
7-Day Average: 47.15 EGP per USD
30-Day Range: 47.04 (low) to 47.41 (high)
USD to Saudi Riyal (SAR)
Fixed Peg Rate: 1 USD = 3.75 SAR (official)
Market Rate: 1 USD = 3.7499-3.7505 SAR (minimal variation)
30-Day Range: 3.7499 to 3.7505 SAR (exceptionally stable)
90-Day Average: 3.7509 SAR per USD
USD to UAE Dirham (AED)
Fixed Peg Rate: 1 USD = 3.6725 AED (official)
Market Rate: 1 USD = 3.67-3.6737 AED (tight range)
30-Day Range: 3.6725 to 3.6737 AED (minimal volatility)
90-Day Stability: No meaningful fluctuation (0.00% change)
Quick Conversion Tables
USD to Egyptian Pound Conversions
| USD | EGP (at 47.20 rate) |
|---|---|
| 1 | 47.20 |
| 5 | 236.00 |
| 10 | 472.00 |
| 25 | 1,180.00 |
| 50 | 2,360.00 |
| 100 | 4,720.00 |
| 250 | 11,800.00 |
| 500 | 23,600.00 |
| 1,000 | 47,200.00 |
| 5,000 | 236,000.00 |
| 10,000 | 472,000.00 |
USD to Saudi Riyal Conversions
| USD | SAR (at 3.75 rate) |
|---|---|
| 1 | 3.75 |
| 5 | 18.75 |
| 10 | 37.50 |
| 25 | 93.75 |
| 50 | 187.50 |
| 100 | 375.00 |
| 250 | 937.50 |
| 500 | 1,875.00 |
| 1,000 | 3,750.00 |
| 5,000 | 18,750.00 |
| 10,000 | 37,500.00 |
USD to UAE Dirham Conversions
| USD | AED (at 3.6725 rate) |
|---|---|
| 1 | 3.67 |
| 5 | 18.36 |
| 10 | 36.73 |
| 25 | 91.81 |
| 50 | 183.63 |
| 100 | 367.25 |
| 250 | 918.13 |
| 500 | 1,836.25 |
| 1,000 | 3,672.50 |
| 5,000 | 18,362.50 |
| 10,000 | 36,725.00 |
Egypt: Floating Exchange Rate Dynamics
Recent Trends and Movement
The Egyptian Pound operates under a floating exchange rate regime, resulting in continuous fluctuations based on supply and demand dynamics. Throughout 2025, the pound demonstrated significant volatility before recent stabilization:
April 2025 Peak: 1 USD = 51.63 EGP (weakest point)
November 2025 Low: 1 USD = 47.05 EGP (strongest recent point)
2025 Average: 49.49 EGP per USD
Year-to-Date Change: -8.9% (pound strengthened)
November 2025 Daily Rates:
November 3: 47.198 EGP
November 5: 47.411 EGP (month high)
November 11-14: 47.192 EGP
November 17: 47.046 EGP (month low)
November average: 47.24 EGP
What Drives EGP Fluctuations?
The Egyptian Pound responds to multiple factors, including central bank monetary policy, inflation dynamics, foreign exchange reserves, tourism revenues, Suez Canal income, and capital flows. The pound’s strengthening in 2025 reflects improved economic conditions following progress in the IMF’s reform program and inflation moderation.
Saudi Arabia: The Unwavering Dollar Peg
Fixed Rate Policy
Saudi Arabia maintains the world’s longest continuous fixed exchange rate peg at 3.75 SAR per 1 USD—unchanged since 1986. This exceptional stability reflects Saudi Arabia’s oil-dependent economy and strategic monetary policy alignment with the United States.
Stability Metrics:
7-Day Range: 3.7500 SAR (zero volatility)
30-Day Range: 3.7499-3.7505 SAR (0.0006 SAR variation)
90-Day Range: 3.7499-3.7528 SAR (0.0029 SAR variation)
Annual Volatility: 0.00%
This remarkable consistency eliminates exchange rate uncertainty for travelers and businesses operating between the US and Saudi Arabia. The Saudi Central Bank stands ready to execute unlimited currency interventions, maintaining the exact peg.
Why Saudi Arabia Maintains the Peg:
The fixed SAR-USD relationship benefits Saudi Arabia’s oil-dependent economy. Global petroleum markets transact primarily in US Dollars, making dollar pegging align perfectly with natural export revenue flows. The peg anchors monetary policy, preventing inflationary expansion while maintaining investor confidence through predictable exchange rates.
United Arab Emirates: Stable Dirham Commitment
Fixed Peg Framework
The UAE Dirham maintains a fixed peg to the US Dollar at 3.6725 AED per 1 USD—established in 1997 and maintained rigorously since. This policy mirrors Saudi Arabia’s approach, providing exceptional stability for regional commerce.
Stability Performance:
7-Day Range: 3.6725 AED (perfect stability)
30-Day Range: 3.6725-3.6737 AED (0.0012 AED variation)
90-Day Range: 3.6725-3.6738 AED (0.0013 AED variation)
30-Day Change: -0.02%
90-Day Change: 0.00%
The UAE Central Bank actively manages this relationship through open market operations, buying and selling dirhams, and maintaining the peg rate. Substantial foreign exchange reserves support this commitment indefinitely.
Economic Benefits of AED Stability:
The dirham’s fixed peg facilitates international business in Dubai and Abu Dhabi, major global commercial hubs. Businesses operating between the UAE and the United States face no exchange rate uncertainty, enabling confident long-term planning and pricing strategies. The stability attracts foreign investment and supports Dubai’s position as a global financial center.
Historical Context: 2025 Performance
Egyptian Pound Volatility Throughout 2025:
The pound experienced substantial fluctuations reflecting economic challenges and reform implementation:
Weakest: April 9, 2025, at 51.63 EGP per USD
Strongest: November 17, 2025, at 47.05 EGP per USD
Total Movement: 8.87% appreciation from April to November
Quarterly Trend: Progressive strengthening through Q2-Q4
Saudi Riyal Consistency:
The riyal maintained absolute peg stability throughout 2025 with microscopic variations (0.0006 SAR) reflecting only interbank trading spreads rather than genuine exchange rate movement.
UAE Dirham Reliability:
Similarly, the dirham exhibited near-perfect stability with minimal 0.0013 AED variation over 90 days—representing trading spread differences rather than true rate changes.
Practical Conversion Recommendations
Converting USD to Egyptian Pounds:
Banks: Central Bank of Egypt official rates (47.12-47.22 EGP)
Exchange Offices: Competitive market rates (47.05-47.41 EGP range)
ATM Withdrawals: Convenient with competitive mid-market rates
Avoid: Airport exchange booths charging 5-10% premiums
Converting USD to Saudi Riyals:
Banks: Consistent 3.75 SAR per USD
Exchange Offices: Identical 3.75 rates (no arbitrage opportunities)
ATMs: Standard 3.75 rate with minimal fees
Note: Fixed peg eliminates timing considerations—rates identical regardless of conversion timing
Converting USD to UAE Dirhams:
Banks: Official 3.6725 AED per USD
Exchange Offices: Standard 3.6725 rates
Money Changers: Same 3.6725 with minimal variations
Tip: Fixed peg means conversion timing irrelevant—today’s rate equals tomorrow’s rate
Where to Exchange Currency
In Egypt:
Major banks, including National Bank of Egypt, Banque Misr, and Commercial International Bank, provide competitive rates. Licensed exchange offices throughout Cairo, Alexandria, and tourist destinations offer market rates typically 0.1-0.3 EGP better than banks.
In Saudi Arabia:
All Saudi banks apply the official 3.75 SAR rate consistently. Al Rajhi Bank, Saudi National Bank, and Riyadh Bank maintain extensive ATM networks enabling convenient dollar conversions. Exchange offices offer identical rates given the fixed peg.In
The n UAE:
Emirates NBD, Abu Dhabi Commercial Bank, and First Abu Dhabi Bank maintain the official 3.6725 peg rate. Licensed money changers throughout Dubai and Abu Dhabi provide identical rates with faster service than banks. Al Ansari Exchange and UAE Exchange represent reputable conversion services.
Forecasting Future Rates
Egyptian Pound Outlook:
Analysts expect continued gradual EGP strengthening if reform implementation continues and inflation moderates further. Potential range through Q1 2026: 46-48 EGP per USD, assuming stable economic conditions.
Saudi Riyal Projection:
The SAR peg will almost certainly remain at 3.75 per USD indefinitely. Saudi Arabia possesses $400+ billion in foreign reserves, enabling unlimited peg defense. No policy signals indicate consideration of peg abandonment.
UAE Dirham Forecast:
The AED peg at 3.6725 appears equally permanent. The UAE Central Bank demonstrates an unwavering commitment to maintaining this rate through all economic conditions. Expect continued absolute stability.
Conclusion
Current November 2025 dollar rates reflect distinct monetary policy approaches across Egypt, Saudi Arabia, and the UAE. The Egyptian Pound floats around 47.20 EGP per USD, demonstrating gradual strengthening from the earlier 2025 weakness. The Saudi Riyal maintains its historic 3.75 SAR peg with perfect stability. The UAE Dirham similarly holds its 3.6725 AED peg without meaningful variation.
These rate structures create different planning requirements. Egyptian Pound conversions require monitoring current market rates, given the daily fluctuation. Saudi Riyal and UAE Dirham conversions need no timing strategy—rates remain absolutely consistent regardless of conversion date. Understanding these fundamental differences enables optimized currency management across these three important Middle Eastern markets.